I have other software running that I have paid for in addition to the above
Looks like you have all pretty well covered, however, must caution you...having TOO many running in the background can also open you up to invasion also. The reason being many of them will conflict with each other and spend too much time fighting each other rather than fighting malware etc.
We generally recommend the formula of running no more than 2 of these anti-malware programs in the background, along with of course your anti-virus program, your firewall. Just use the rest for weekly scanning is what is generally recommended.
SpywareBlaster of course does NOT run in the background anyway so that is not counted in the two.

You are correct, sharing files P2P is very dangerous. Many of the most infected computers we have dealt with here have been the result of this practice...honestly we have turned folks down also because this is just not something we condone. There is no guarantee using P2P file sharing that the person sharing files is not violating piracy laws and we will not enable this in any way, shape or form.
It always amazes me that people are willing to download a program to their computer from a person they don't know and no knowledge where the file came from in the first place but do it because it is free. I sort of liken it to eating a cheeseburger that has been mailed to your house, in plain brown paper, without a return address and not knowing who sent it to you but eating it anyway because it "looks like" a Big Mac and it is free...nobody in his/her right mind would even consider doing that because of the very likely risk of food poisoning but they will take a file from an unknown and load it onto their computer and take the risk of poisoning their computer because it was free! Most things worth owning aren't free.

knight0334
The key thing to know about ISP's is, they dont give a flying F what your password is to where. And the type of people they hire are generally of the better nature.
I agree. The ISP has THEIR business and reputation to protect also. If some snake happens to gain employment with them it wouldn't take long for that person to be caught in the act anyway.