Wanna B Ageek. thanks for the compliment. You are right...I picked Hong Kong out of the air so to speak. And it was NOT a dumb question, no question is dumb.
The key to it all for me is your sentence in your last post
If ya wanna be on the Internet, ya just take all reasonable precautions,
and it absolutely knocks me over when each week we still have folks post here with a problem who do not even have the barest level of protection on their computer and then are stunned when their computer becomes infected. It is SO EASY to provide protection for your computer and 100% of it is available FREE. We all know that no matter what is done to add protection to your house, your car, your computer can be 100% foolproof but why make it easy for somebody to break in?