Have again gone through your HJT log...are you running two firewalls OR even three?
I see Zone Alarm, eTrust EZ Firewall and wonder too if you are also running the built in XP firewall?
If you are running more than one this is an Absolute No-No. One firewall only. Uninstall Zone Alarm and make certain that the built in Windows Firewall is turned off.
This statement confuses me;
IT stopped wipped out the entire operating system.. a friend burned a copy of what he had so we could boot the upgrade version, so we have now.. Windows XP over NT operating system.
When you say IT stopped wipped out the entire operating system, what do you mean? A reformat is supposed to wipe out the system. If you are running a "burned copy" of somebody elses "what he had" then this is not a legal copy of XP and probably could not be reinstalled anyway.
You say you updated the video driver yesterday. Obviously this is a problem. Roll back that video driver since your problem with your "split screens" began after that install. Why did you update the driver anyway? Were you having a problem with your display?
Don't update anything like that for now because your problem obviously is not video or audio.

I am sorry that you cannot get to your software but just for others...software disks are very small, most can fit in a manila envelope...carry all of those with the computer when you change locations.